Welcome to FD Mortgage
Your Partner in Equity-Based Mortgage Solutions
FD Mortgage is a leading private lender in Vancouver, providing equity-based mortgage solutions when traditional banks can't. We focus on your property's potential, not just your paperwork, to deliver fast approvals and a seamless experience. Get the funds you need to secure your next property, refinance with ease, or bridge your financial gap.
ABOUT OUR MORTGAGE SOLUTIONS
At FD Mortgage, we move beyond traditional lending hurdles. We specialize in equity-based solutions that focus on your property's potential, providing flexible and fast financing tailored to your unique situation. Whether you're purchasing, refinancing, or investing, our personalized approach ensures you get the capital you need to achieve your goals.
Our Core Mortgage Products
We offer a comprehensive suite of private lending solutions for a wide range of needs:
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New Home Purchases: Secure your dream home, even if you don't fit traditional bank criteria.
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Presale Closing: Bridge your financing gap and ensure a smooth closing on your pre-construction property.
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Commercial Mortgages: Flexible financing for commercial real estate investments and business properties.
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Bridge Loans: Short-term financing to "bridge" you from your current situation to your next step.
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Equity Take-Out: Unlock the value you've built in your property to access cash for investments, renovations, or debt consolidation.
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1st & 2nd Mortgages: Whether it's a primary loan or secondary financing, we leverage your equity.
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Loan Brokerage: Need a different solution? Our expertise connects you with the right lending partners.
Lending Guidelines
1
Residential
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Loan Types:1st & 2nd.
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Maximum Loan-to-Value: Up to 75%.
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Loan Amount: $250,000 to $10,000,000.
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Eligible Properties:
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Single-Family Homes
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Condominiums & Townhomes
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Lending Area: Major urban centres throughout BC.
Our Straightforward Terms:
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Term: 1-year term.
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Prepayment: No prepayment penalties
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Placement Fee: 1% - 3% of the loan amount.
2
Commercial
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Loan Types: 1st & 2nd.
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Maximum Loan-to-Value : Up to 75%.
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Loan Amount: From $250,000 to $15,000,000.
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Eligible Property Types:
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Industrial Spaces & Warehouses
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Retail Plazas & Storefronts
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Office Buildings
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Mixed-Use Developments
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Lending Area: Major urban centres across BC.
Our Streamlined Terms:
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Term: 1-year term.
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Prepayment: No prepayment penalties.
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Placement Fee: 1% - 3% of the loan amount.
CLIENT TESTIMONIALS
Superb service, attentive to every details and fast reply. Thank you FD Mortgage will definitely use your team again. 👍👍👍👍👍
Johnson Lee
The team at FD Mortgage helped my partner and I choose the best mortgage for our situation. They asked about our short and long term goals to do with our existing home, questions I would not have thought about when considering a mortgage renewal. We felt like we were in great hands and got a fantastic rate as well.
Emily Zak
"FD Mortgage understood my unique financial situation and provided a tailored mortgage solution that perfectly fit my needs. I couldn't be happier with the outcome."
David Rodriguez
WHY CHOOSE FD MORTGAGE
Equity-Based Solutions
We specialize in offering equity-based mortgage options designed to cater to diverse financial situations, ensuring the perfect financing solution for your specific needs.
Client-Centric Approach
Our team is committed to providing expert guidance, transparent communication, and personalized support to make your mortgage journey stress-free and rewarding.
Efficient Process
With our streamlined approach and equity-based solutions, we minimize delays and expedite the approval process, allowing you to move into your new home faster.
